Valu Blog

“I have no desires, save the desire to express myself in defiance of all the world’s muteness.”

Vladimir Vladimirovich Nabokov


Payday Loans Rise As Canadians Feel the Effects of Dwindling Household Incomes

Statistics can be misleading, especially when they hide the real human story behind the numbers. The key results from the 2016 Census published by Statistics Canada claims that the median total income of Canadian households rose from $63,457 in 2005 to $70,336 in 2015, a 10.8% increase. What the key highlights do not highlight is the fact that the top 1% of income earners in Canada that comprised about 254,700 individuals and who reported a median income of $283,400, has accounted for… Read more


From Taxpayers to Equity Partners: The Road to Immigrant Innovation in Canada

It is perplexing to see the contrariety between the performance of knowledge-based small enterprises in Canada and similar ventures in the US despite the two counties having so much in common. Canada’s potential to create disruptive innovation is demonstrated by individual success stories that are few and far between. However, there is apparently no dearth of talent and entrepreneurial risk taking when it comes to tech startups or innovative social enterprises… Read more


The State of Financial Inclusion in Developing Economies

In the third of Clinton Lectures at the Georgetown University in April 2015, the 42nd president of the United States, Bill Clinton noted, “If you have a vision, a strategy and you have the support of people at the grassroots level because you’re inclusive, these kinds of things can be done by ordinary citizens.” What he was referring to was the idea of radical inclusion for ensuring broad-based prosperity in America and the world… Read more


6 Reasons Why Canada Is Not the Place for You

I am a new resident of Canada. A month after completing my two years here, a friend shared an article online that immediately grasped my attention. It was titled “Don’t Make the Mistake of Migrating to Canada, it’s a Fool’s Paradise.” I would not attempt to speak to the validity of the resounding assertion in the latter phrase of the title, because I believe only the author should have the right to speak for herself. I would however say only this in response… Read more


Pakistan Leading the ‘Quiet Rise’ of South Asia – PSX Best in Asia, 5th Best in the World

Morgan Stanley Capital International (MSCI), a US-based provider of equity, fixed income, and hedge fund stock market indices, announced last month the reclassification of Pakistan from Frontier Markets to Emerging Markets (EM), which represents 10% of the world’s market capitalisation… Read more


3 Insanely Stupid Quotes that Went Viral

We know all too well that perception is greater than reality. That includes our perception of famous people whose opinions are perceived as gems of irrefutable wisdom regardless of whether or not they have any merit… Read more

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